/* ===== DESIGN TOKENS: change brand colors here ===== */
:root{--navy:#0c2b4d;--navy2:#143a63;--teal:#1a97ab;--teal-d:#127a8c;--bg:#fff;--off:#f4f7fa;--ink:#16263a;--mute:#51627a;--line:#dde5ee;--r:14px;--sh:0 6px 24px rgba(12,43,77,.08);--font:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 var(--font);color:var(--ink);background:var(--bg);-webkit-text-size-adjust:100%}
img{max-width:100%;height:auto;display:block}a{color:var(--teal-d)}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}h2{font-size:clamp(1.7rem,3.4vw,2.4rem)}h3{font-size:1.15rem}
.wrap{width:min(1160px,100% - 2.5rem);margin-inline:auto}
:focus-visible{outline:3px solid var(--teal);outline-offset:2px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px 12px;z-index:99}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 1.4rem;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid transparent;transition:transform .2s,background .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:var(--sh)}
.btn-primary{background:var(--teal-d);color:#fff}.btn-primary:hover{background:var(--navy)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-light{background:#fff;color:var(--navy)}.btn-outline{border-color:#fff;color:#fff}.btn-outline:hover{background:#fff;color:var(--navy)}
.row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.4rem}
/* nav */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy);font-weight:800;letter-spacing:.06em}.brand b{color:var(--teal-d)}
.brand img{width:56px;height:56px;object-fit:contain}
nav{display:flex;align-items:center;gap:1.3rem}nav a:not(.btn){color:var(--ink);text-decoration:none;font-weight:500;padding:.4rem 0;border-bottom:2px solid transparent}
nav a:not(.btn):hover,nav a[aria-current]{border-color:var(--teal)}nav .btn{min-height:42px}
.burger{display:none;background:none;border:0;width:48px;height:48px;padding:12px;cursor:pointer}.burger i{display:block;height:2px;background:var(--navy);margin:6px 0;transition:.2s}
/* sections */
.sec{padding:clamp(3rem,7vw,5.5rem) 0}.sec.alt{background:var(--off)}.sec.tight{padding:2rem 0 0}
.sh{max-width:680px;margin-bottom:2.2rem}.eyebrow{color:var(--teal-d);font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;margin:0 0 .6rem}
.hero{background:linear-gradient(180deg,var(--off),#fff);padding:clamp(2.5rem,6vw,5rem) 0}
.hgrid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}.lead{font-size:1.15rem;color:var(--mute);max-width:560px}
.hvis{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--sh);padding:1.5rem}.hvis img{margin:auto;max-height:440px;width:auto}
.phead{background:var(--navy);color:#fff;padding:3rem 0}.phead h1{color:#fff;margin:0 0 .4rem}.phead p{margin:0;color:#c9d8e8}
.grid{display:grid;gap:1.3rem}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.6rem;box-shadow:var(--sh);transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(12,43,77,.13)}.card p{margin:0 0 .7rem;color:var(--mute)}.card h3+p{margin-top:.2rem}
.num,.stepn{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:10px;background:var(--navy);color:#fff;font-weight:700;margin-bottom:1rem}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.3rem;counter-reset:s}
.step{background:var(--navy);color:#fff;border-radius:var(--r);padding:1.6rem}.step h3{color:#fff}.step p{color:#c9d8e8;margin:0}.step .stepn{background:var(--teal)}
.more{margin-top:2rem}.prose{max-width:760px;font-size:1.08rem}
.faq{max-width:820px}details{border:1px solid var(--line);border-radius:var(--r);margin-bottom:.8rem;background:#fff}
summary{cursor:pointer;padding:1.1rem 1.3rem;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:1rem;min-height:48px}
summary::-webkit-details-marker{display:none}summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--teal-d)}details[open] summary::after{content:"–"}details p{margin:0;padding:0 1.3rem 1.2rem;color:var(--mute)}
.band{background:var(--navy);color:#fff;padding:4rem 0;text-align:center}.band h2{color:#fff}.band p{color:#c9d8e8;max-width:560px;margin:0 auto}.band .row{justify-content:center}
address{font-style:normal;color:var(--mute)}
/* footer */
.foot{background:#091f38;color:#c9d8e8;padding-top:3.5rem}.fgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:2rem}
.flogo{background:#fff;border-radius:12px;padding:6px;width:110px;height:110px;object-fit:contain;margin-bottom:1rem}
.foot h4{color:#fff;margin:0 0 .8rem}.foot a{display:block;color:#c9d8e8;text-decoration:none;padding:.25rem 0}.foot a:hover{color:#fff;text-decoration:underline}
.fbot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:.6rem;border-top:1px solid #1c3a5c;margin-top:2.5rem;padding:1.2rem 0;font-size:.9rem}.fbot a{display:inline}
.callbar{display:none}
/* motion */
.js .reveal{opacity:0;transform:translateY(14px);transition:opacity .6s,transform .6s}.js .reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}.js .reveal{opacity:1;transform:none}}
/* responsive */
@media(max-width:980px){.g3,.g4,.steps{grid-template-columns:repeat(2,1fr)}.fgrid{grid-template-columns:1fr 1fr}.hgrid{grid-template-columns:1fr}.hvis{order:-1;max-width:420px}}
@media(max-width:820px){.burger{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:.5rem 1.25rem 1.2rem;border-bottom:1px solid var(--line);box-shadow:var(--sh)}
nav.open{display:flex}nav a:not(.btn){padding:.9rem 0;border-bottom:1px solid var(--line)}nav .btn{margin-top:.9rem}
.burger[aria-expanded=true] i:nth-child(1){transform:translateY(8px) rotate(45deg)}.burger[aria-expanded=true] i:nth-child(2){opacity:0}.burger[aria-expanded=true] i:nth-child(3){transform:translateY(-8px) rotate(-45deg)}}
@media(max-width:600px){body{font-size:16px}.g2,.g3,.g4,.steps,.fgrid{grid-template-columns:1fr}.brand span{font-size:.85rem}.row .btn{flex:1 1 100%}
.callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:40;background:var(--navy);padding:.5rem;gap:.5rem;padding-bottom:calc(.5rem + env(safe-area-inset-bottom))}
.callbar a{display:flex;align-items:center;justify-content:center;min-height:48px;border-radius:10px;background:var(--teal-d);color:#fff;font-weight:600;text-decoration:none}.callbar a+a{background:transparent;border:2px solid #fff}.foot{padding-bottom:4.5rem}}